Legal Disclaimer
zelanthorvi Financial Model Building Education Services
Educational Purpose Only
The financial model building courses, materials, and resources provided by zelanthorvi are designed exclusively for educational purposes. All content, including but not limited to spreadsheet templates, modeling techniques, valuation methods, and analytical frameworks, is intended to enhance your understanding of financial modeling concepts and practices.
Our educational materials should not be considered as financial advice, investment recommendations, or professional consultation. The models and examples presented in our courses are hypothetical scenarios created for learning purposes and may not reflect real market conditions or actual business situations.
Limitation of Liability
zelanthorvi, its instructors, employees, and affiliates shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or relating to your use of our educational services, materials, or website. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content provided in our courses. Your use of our educational services is at your own risk, and you acknowledge that any reliance on the information provided is solely at your own discretion.
Professional Advice Limitation
zelanthorvi does not provide personalized financial, investment, tax, legal, or business advice. Our educational content is general in nature and may not be suitable for your specific circumstances. Before making any financial or business decisions, we strongly recommend consulting with qualified professionals who can assess your individual situation.
The financial modeling techniques taught in our courses are educational tools and should not replace professional judgment or due diligence in real-world applications. Always seek appropriate professional advice when implementing financial models in actual business or investment contexts.
Information Accuracy
While we strive to provide accurate and up-to-date information, zelanthorvi makes no guarantees about the completeness, accuracy, or reliability of any content provided through our courses or website. Financial markets and business practices evolve constantly, and information may become outdated.
Third-Party Content
Our courses may reference or include materials from third-party sources. zelanthorvi is not responsible for the accuracy, completeness, or reliability of any third-party content. We do not endorse or guarantee any third-party products, services, or information referenced in our educational materials.
No Employment Guarantees
zelanthorvi makes no representations or warranties regarding employment opportunities, job placement, salary expectations, or career advancement as a result of completing our educational programs. Individual success depends on numerous factors including personal effort, market conditions, prior experience, and economic circumstances beyond our control.
While we provide education and skill development opportunities, we cannot and do not guarantee specific outcomes, employment results, or financial benefits from participation in our courses. Your career success depends on your own efforts, market conditions, and various other factors outside our influence.
Website and Technology Disclaimer
zelanthorvi strives to maintain our website and learning platform with minimal interruptions, but we cannot guarantee continuous, uninterrupted access to our services. Technical issues, maintenance, updates, or circumstances beyond our control may occasionally affect service availability.
We are not liable for any temporary unavailability of services, data loss, or technical difficulties you may experience while accessing our educational content. We recommend downloading important materials and maintaining backups of your work when possible.
Intellectual Property Rights
All course content, including but not limited to text, graphics, logos, images, video content, audio clips, and software, is the property of zelanthorvi or our licensors and is protected by Australian and international copyright laws. Students are granted limited, non-exclusive access to course materials for personal educational use only.
Redistribution, reproduction, modification, or commercial use of our educational materials without explicit written permission is strictly prohibited and may result in legal action. This protection extends to all proprietary methodologies, frameworks, and teaching materials developed by zelanthorvi.
Governing Law and Jurisdiction
This disclaimer and your use of zelanthorvi's services are governed by the laws of Queensland, Australia. Any disputes arising from or relating to our educational services shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia.
If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.
This disclaimer was last updated in January 2025 and applies to all zelanthorvi educational services and materials.